Van Insurance

[MTiler]

Hi

Can anyone recommend a van insurance company? Not all seem to carry over NCB from a car. Im hopeflly picking up a van this weekend, woo hoo:hurray:. Im dead excited about getting a van, I think I need to get out more!

cheers
MissT

 

[Deleted member 9966]

Hello Miss Tiler,

What are the insurance company's reasons for not wanting to carry over NCB from a car to a van? I can't seem to get my head around why it is a problem....

GRR:smash:

 

[grumpygrouter]

Is the van in addition to the car or a replacement. If it is an addition, then that will be why you have a problem with NCB.

 

[MTiler]

Im getting rid of the car. Its a tad annoying as I loose over 10years NCB. :mad2: Apparently cars and vans are regarded as different types of vehicles as vans are regarded as commercial vehicles.
This isnt mentioned on the sites (ie. gocompare etc.) until you speak to someone about it and it bumps up the price, some alot more than others.
Anyway Ive gone with Performance Direct as they were reasonable, and Ive now lost the will to live!

MissyT

 

[Deleted member 9966]

Now, is it me, or are insurance companies missing a trick here?

What with the economic downturn, and big companies going bust, surely insurance companies should be thinking outside of the box about what they can and cannot do for self employed and small businesses...

One well known insurance company allowed named drivers to earn NCB on somebody else's policy, so how can driving a car for 10 years mean that you're at greater risk now that you drive a van???

I just don't get it....

p.s. just had a choc eclair, fresh cream cakes doing the rounds in the office today cos it's someone's birthday! so much for the diet

 

[MTiler]

What really p's me off is that when points can be cleared off your licence they stay on the insurance for an extra year.:11:
Whats the point of that apart from the companies getting extra dosh out of you?

 

[Fred]

I got mine from E-van, you canc find them on a google search, very cheap for me anyway.

 

[Bolter]

Hi

Can anyone recommend a van insurance company? Not all seem to carry over NCB from a car. Im hopeflly picking up a van this weekend, woo hoo:hurray:. Im dead excited about getting a van, I think I need to get out more!

cheers
MissT

Have PM'd you

 

[davy_G]

I sold my car (OK I gave it to the missus) when i got a van. Carried my NCB form the car to the van, no problem. As grumps said you can not use a NCB on 2 vehicles. Im with Autoline commercial insurance.

 

[beanz]

My car was insured through asda, and they didn't hesitate to transfer my NCB. Surprised me to be honest, as i didn't think they'd do commercial insurance!?!

 

[Daz]

I got 5 years no claims as a gesture of goodwill. I used to have a company car and, therefore, told the insurance company that I had no proof of NCB, so they offered 5 years no claims discount from day one on my van.

I guess it depends how long you want to spend phoning companies and grovelling......

 

[Grace'sDad]

I went through these guys:
Commercial Vehicle Direct - Low Cost Van Insurance came out cheapest with best features.

I simply asked the person on the phone if they could take into account 5 years claim free as a company car driver and they gave me 5 yrs NCB as a start off without any proof!

Can't transfer it away from them though, although now I am in my 2nd year....

 

[cornish_crofter]

Second GDs recommendation. I was with Commercial Vehicle Direct for a while.

At the time they were the only ones who would take me on as the van I had was for private use for sensible money:huh2:. IIRC they took my no claims into account but I was keeping the car as well so I didn't actually transfer it.

I kept that van for around 2.5 years, when I started trading I just let them know and it made no difference to the premium at all.

I am now with More Than van insurance.

If you do use More Than, go via Quidco.com. You'll get cashback for taking out a policy. Both our cars are insured with Privalage via Quidco.com and we got £100 cashback for one and £70 for the other. Next year we will most likely go via Quidco again, parhaps to a different insurer and claim more cashback - but everyone on here already thinks I'm tight:yes:.

 

[doug boardley]

try commercial van insurance, online, they did a great quote for me, and I got it even cheaper by putting my wife on as a named driver!:hurray:

 

[DHTiling]

Fortis........very cheap for van insurance..........unk: