Insurance

[bigdave1903]

Where's best to get public liability insurance and personal indemnity insurance? Also is there any other policies that I'll need?

 

[Wishiwasatoptiler]

Funny you just posted this. I've just had my renewal through. 97 quid. 2 mill cover. It's gone up a bit so will be glad to see what others have.

 

[Wishiwasatoptiler]

It's call "your insure" if your intrested.

 

[bigdave1903]

Nice one thanks. I presume thats 97 per year?

 

[Qwerty]

Public Liability Insurance for Tilers 2015 - http://www.tilersforums.com/threads/public-liability-insurance-for-tilers-2015.77804/

 

[Andy Allen]

I pay about £60 ....through axa

 

[hmtiling]

About £60 here's too through simply business

 

[bigdave1903]

Perfect. Thanks for your replies.

 

[Wishiwasatoptiler]

Am I getting done then. Plastering and tiling upto now has been classed as two trades so seems I'm been charged twice the amount.!

 

[hmtiling]

Am I getting done then. Plastering and tiling upto now has been classed as two trades so seems I'm been charged twice the amount.!

It might be the working at height thing with external rendering?

 

[Wishiwasatoptiler]

Height is question on that section so I guess I'm at risk of killing someone when I land on them.

 

[chas]

cheap cover at that price his it costs me almost 500 euro in Ireland .

 

[Wishiwasatoptiler]

Wow. That's a lot of coin. I had to laugh today. Email off them thanking me for renewing. It's starts mid August! hadn't contacted them either.

 

[bigdave1903]

Best I could find was 120. Must be because its my 1st year

 

[Time's Ran Out]

Pensioners get a discount! As long as I get my mothers permission.

 

[Spare Tool]

About £60 here's too through simply business

Same...£1m cover for 60 odd squid

 

[Wishiwasatoptiler]

Same...£1m cover for 60 odd squid

Sounds a bit fishy

 

[widler]

I pay about £250 a year, for public and employer ,I think , I never look , just sign it and send it back

 

[Time's Ran Out]

I pay about £250 a year, for public and employer ,I think , I never look , just sign it and send it back

Most millionaires are like that!

 

[widler]

Or most numptys

 

[Time's Ran Out]

Could be because you multi trade!

 

[widler]

Hell I've put lights up tonight ,I'm now a fully qualified leccy ,well I also cleaned up , what ya think John

 

[dynamictiling]

I feel as if I am being robbed? maybe naïve? any how 600 notes...

public liability, employers insurance, contractors all risk and indemnity insurance (all rolled into one quote). three employees and three sub contractors. Personally thought I got a good deal buuuuuut looking at some other peoples quotes!?!?!..... lol

although that pretty much covers any trade works, electric, gas, tiling etc and contract works to 3 million pounds.

 

[Time's Ran Out]

View attachment 83247 Hell I've put lights up tonight ,I'm now a fully qualified leccy ,well I also cleaned up , what ya think John

That was where you let yourself down, a fully qualified electrician and sweeping up!
Chandelier is great ( wife's old diamond necklace no doubt).

 

[widler]

That was where you let yourself down, a fully qualified electrician and sweeping up!
Chandelier is great ( wife's old diamond necklace no doubt).

That bloody thing took me 2 hours and 6 san miguel to put up, them bloody 'diamonds' were a nightmare to fit

 

[Dan]

View attachment 83247 Hell I've put lights up tonight ,I'm now a fully qualified leccy ,well I also cleaned up , what ya think John

Is this a bar in the living room?

 

[widler]

No Dan, it's the new extension , kitchen being fitted and quartz gone on today .
Think I made a thread somewhere about what I've been doing this past 6 months

 

[Dan]

I'll try find it matey, looks great