only had my L200 2 weeks and written off!!

[doug boardley]

I was parked in a layby whilst I picked a duvet up from a house, coming down the drive and I heard an almighty smash, ran to see my yoot was shunted into the middle of the road with the back end and rear drivers side all smashed in and a car with it's front end all smashed up slewed in the middle of the road. MY KIDS WERE IN THE BACK!! Luckily they were okay thank god!! Woman driver failed a breathalizer (I was negative).Luckily there was a few witnesses and she was carted off to police station.

 

[Alberta Stone]

Glad to hear the kids are alright.

I had a similar one a long time ago. I had parked my truck on the front street and had just made a long list of all the things that needed work and was not very happy about it as the list was on the expensive side, so I grumbled about that for a while and went to bed.
I think I had the lights off for about 5 minutes when an almighty crash comes from the front street.
I run outside and see this smallish man pelting off down the road and a trans-am adhered to the rear of my truck with steam clouds rising.
Short of it was the police (who brought dogs) couldn't track the fellow as he was clever and lost them and the owner had an alibi saying he was drunk at a friends house and the car had been stolen.
Short of it was the insurance paid out and I was able to upgrade to a van that needed far less work done.

 

[doug boardley]

this is her car now

 

[doug boardley]

and this is mine, altho' I've not got the full extent of damage captured, ie the long commercial tow bar all twisted, the bent chassis etc

 

[Andy Allen]

jeez thats bad, thank god you had a large 4x4

 

[jay]

say the wheel took the brunt but that may of done the chassis damage

 

[doug boardley]

you can see that she's done damage right through to front panel above the side step

 

[Deleted member 9966]

if the chassis is buckled and the axle and tow bar are now compromised, insurers are less likely to repair as they cannot be sure of the structural integrity of the vehicle anymore.

my brother in law had his small car written off after an accident because he told his insurers that he didn't feel safe or comfortable driving it anymore. the insurers had been on the cusp of deciding to repair or write off and that piece of information made them decide to write it off.

if you get chance to Doug, when the insurance assessor goes out to inspect the truck, try to be there and go round the car with him. you'll get a better understanding of what they're doing then.

 

[White Room]

Just picked up on this one Doug, bloody hell:yikes:

I can't see that her insurance would be invalid because she was drink driving.

 

[doug boardley]

apparently Mark, damage to mine is paid for by her insurance,,,,,,,she gets nowt for damage to hers:smilewinkgrin:

 

[Aston]

i was just explaining to the wife about what happened doug, she was horrified. thank god they were strapped in the back asleep. ]it they hadnt had their rear belts on, they could have been thrown about like a rag doll....rear belts are life savers now!!

 

[doug boardley]

yep Ed, but not dwelling on it now, (the "ifs and buts"), but I hear what you're saying mate

 

[Brinkley]

doug hope you and the boys are ok mate

 

[doug boardley]

should be getting a courtesy truck this afternoon, so back to work tomorrow hopefully

 

[doug boardley]

***UPDATE*** my truck is going to be repaired, not written off:hurray::hurray::hurray:, been having probs getting a courtesy truck off insurance fleet, so repair garage is sorting me one out while mine's out of action (probs about 3 weeks):hurray:

 

[Deleted member 9966]

That's good news then. Are they starting the job asap?

when my corsa had it's rear quarter repaired it went on for weeks. at first they couldn't get the parts, then they forgot to book the car in at the same time as the courtesy car and so on. in the end, when it was all booked in, they still didn't request the parts on time and a 4 day repair took 10 days in the end. I even turned up unannounced at the repair centre to check on their progress and wasn't happy with the work they'd done so far so they had to re-do it.

don't let them fob you off on anything Doug. always keep track of what they're doing and write down the date of when they committed/agreed to something so they can't backtrack on it.

 

[doug boardley]

Repair shop said that because they'll be using genuine Mitsi parts there will be a lag, but that's fine with me as they're providing me with a like for like vehicle in the meantime

 

[White Room]

Atleast you will have another vehicle for work

 

[doug boardley]

hmm still no sign of it yet tho' Mark, so will mean another missed work day tomorrow, tbh I think they're waiting till they get confirmation from the police that it's a "no fault claim"

 

[terrygrant]

The fund that pays out for uninsured driveres is the MiB (it is there for completely uninsured drivers to compensate people who suffer personal injury when the other driver does a runner. Their website is not very clear but this link explains things fairly well Broken Link Removed you should have no reason to worry in the long run, you will claim on her insurance and they will pay out...however if she owns her own home then they may well pursue her for the money which may reasure you that theres justice ....sometimes.

Good luck

Terry
(wifes a lawyer

 

[doug boardley]

well another hectic day, had to give accident details to courtesy vehicle company, they checked her insurance and they said that it was an "oncoming collision". So I phoned the police to see if witness statements had been collected and sent but as both officers were on rest days mon/tues witness statements hadn't been gathered formally. However, police officer told me that she failed a later breath test and had been formally charged with DD, also if she'd told her insurance that it was an oncoming crash she would likely get done for perjury too.
I phoned the repair garage up and they said that they'd re-assesed the damage to my vehicle after having it on the ramps and that it would probs be written off due to the drive shaft being displaced. (I was gutted) So I phoned them up at 3:30 and they told me that they'd agreed to repair it and that the cost would be in excess of £5.5k(Phew!).
Got a transit delivered off courtesy hire so going back to work tomorrow. My head is spinning with all the phone calls etc so just gonna be glad to get back to work for a break from it all

 

[terrygrant]

If it doesnt break you it makes you stronger

Good luck with the whole process.

Terry

 

[Mouldy]

Obvioulsy you'll be claiming against her for loss of earnings.......

Glad its going in the direction your after though!

 

[doug boardley]

Obvioulsy you'll be claiming against her for loss of earnings.......

Glad its going in the direction your after though!

toooo right! I've deffo lost one job 'cos of it

 

[Max@ableskills]

Glad that you are all ok, what a nightmare!. Hope it gets sorted as quick as it possibly can

 

[doug boardley]

Does this mean that they're going to panel beat it rather than fit a new panel then??

 

[DHTiling]

oooohw looks that way doug... Asbestosis..:lol:

 

[doug boardley]

when I talked to repair staff yesterday, they said that it was down to the tens of pounds as to wether it would be written off or not.

 

[Gazzer]

I would have thought cheaper and easier to replace panel....... keep an eye on the filler Doug.

 

[DHTiling]

Doug.. personally i would insist on a new panel.. that will need some megga bodge to fill it out smooth.. and the panel looks easy enough to replace

 

[kilty55]

doug im no expert on cars/vans but that panel should surely have been rerplaced?
panel beating it??? wtf it was trashed