On the subject of not doing things "by the book", I had this same 'timber meets screed' situation at my in-laws.
Instead of putting an expansion joint where the two substrates met, I had a tile span the joint and bedded the screed side with adhesive as normal and spot bed the timber side of the tile with silicone.
Now this may be bad practice but there's no arguing when 8 years later the floor is still perfect.
They were just a ceramic tile and no ufh though.
Back to the original post, how do you mean "schluter might have something to say about it"?
And
If marmox say their product is an uncoupler (dedicated? Or not)who are we to argue, surely they've researched and tested this claim a lot more than any of us!