This is absolute nonsence. Cutting corners will always lead to problems at a later date and a disclaimer will only cover you in the sence that the customer will not be able to take you to court if it does all go wrong.
It wont cover you against not getting any recommendations as the customer is never going to admit to family and friends that they ignored advice against it they will blame it all on you.
And as for tiles sounding solid how can you possibly tell if the job was done right in the foirst place ie what primers were used , what adhiesive was used what condition was the walls in before the original tiles went up ?
The point is you cant and if the customer does not want to have the job done right then be professional and explain that you dont do work that you cant guarentee.
No one likes to lose out on money or work but it is better to lose a little bit today and maintain a good company name than to have loads of money today that will have to last you when the phone stops ringing because nobody wants to use you.
Hope this helps