Banking advice. I thought this was a wind up.

[mikebidd]

A few weeks ago i had a phone call from my dad (un usual as there is a long seaded hate between us) Asking if i had recieved a check yet. I laughed and said no thinking he was winding me up. Turns out my grandad died (who didnt like me) BUT before that my nan had died (who loved me) and had left me £4500.

My dad had forwarded the check on too my mum (again i dont get on with she had the choice between a rich fella or me when i was a kid and she chose him) So we went down the route off chasing this check. So we contacted my grandads bank too get a re issue too which they replied it had been cashed!!!!!!!!!!!!!!!

So i rang the bank that had cashed it and they have denied it thouroughly sying that its impossible and its not there problem. So The copy arrived today With the banks name on etc etc. It has numbers etc on it.

So i rung them back today and explained i had the copy off the check in front off me they asked for these numbers and i heard him mutter my mothers name whilst he was reading it. Then he said there was No record off the cash gong into her account....

Then he said the only way the check could have been cashed is if the mae had been altered Which is impossible my name is 11 letters long my mums is 4 and the check clearly states pay me.


If theres no record off the money going into my mums account then why does this copy off a reciept say "nationwide" on it???

And why are these numbers that refer too my mum on it???

And how is any off this possible??

Im really frustrated as iv asked them these questions and they have said they cant answer due too disclosure act or something like that,

Im pretty hard up at moment so this would realy help.

 

[david campbell]

if you don't get on with your mother as bad as you say then contact the police they can trace down who's bank it went into as it's fraud! the bank will not let on who's acc this went into as they are not allowed to divulge any information on there customers

 

[Deleted member 9966]

If you've got no qualms about upsetting family Mike, then I'd report it to the police. Cashing a cheque that isn't yours is Fraud and if the bank has let someone get away with this, then they will end up in very hot water over it.

Try and get hold of a copy of your Grandmother's will. if it clearly states in there that she intended £4500 be left to you, then you are entitled to the money and the probate solicitors should have ensured that the money reaches you.

Find out which solicitors acted on behalf of your Gran and her will and take it from there. Do you have a passport? Driving licence? Birth certificate? I think you might need to get as much Identification together as you can to prove you are who you say you are, as getting the money now will be a lengthy process.

Very unfair if family have done that to you. If anybody in my family did that to me, I'd have no problems going through the correct channels (reporting a crime) to get what is rightfully mine.

Best of luck matey

 

[Dan]

It could have been a blank cheque maybe? So I'd make sure you try to obtain a copy of the will. And then contact the police perhaps.

 

[mikethetile]

why are you sitting around mike

get the ball rolling down the cop shop

and while your at it report your last client for fraud

 

[mikebidd]

The bloke on phone said it was fraud if The cheque had been altered, which it hasnt?

I think she thought that id never find out, I dont understand as they are minted so y do that too me.

Is there ant way that any one can think off that you could cash some one else cheque in your account?

 

[Deleted member 9966]

The bloke on phone said it was fraud if The cheque had been altered, which it hasnt?

I think she thought that id never find out, I dont understand as they are minted so y do that too me.

Is there ant way that any one can think off that you could cash some one else cheque in your account?

it's fraud because the monies haven't reached the intended recipient. if the cheque hasn't been cashed, then where is the money?

start with your Grandmother's solicitors Mike, see what they have to say for themselves.

 

[mikebidd]

This gets better, iv taken your advice and rung my father as he knows more about the will.

This is the score. after my nan died the will stated that the estate etc was too e divided and split up between us. My dad wasnt in will. Then a few years after she died my grandad got poorly and the will changed so we got 4500 each with my dad ending up with house cash bonds etc etc. He gave my mum the £4500 cheque before my grandad had even died.

 

[Deleted member 9966]

This gets better, iv taken your advice and rung my father as he knows more about the will.

This is the score. after my nan died the will stated that the estate etc was too e divided and split up between us. My dad wasnt in will. Then a few years after she died my grandad got poorly and the will changed so we got 4500 each with my dad ending up with house cash bonds etc etc. He gave my mum the £4500 cheque before my grandad had even died.

what's he doing giving it to your Mum? The cheque has got your name on it! Even if he hadn't wanted to contact you himself, the solicitors would have been able to do this for him. Ring the police Mike.

 

[mikethetile]

Mike cashing a cheque with your name on it is fraud, phone the police and report it

NOW BEFORE YOU DO ANYTHING ELSE!!!!!!!!!!!!

 

[diamondtiling]

Mike cashing a cheque with your name on it is fraud, phone the police and report it

NOW BEFORE YOU DO ANYTHING ELSE!!!!!!!!!!!!

:lol::lol::lol:

 

[diamondtiling]

Mike repeat this procedure now..........


1, Pick up the phone
2, Dial 9
3, Dial 9
4, Dial 9
5, Ask for the police

:lol::lol:

 

[Deleted member 9966]

Mike repeat this procedure now..........


1, Pick up the phone
2, Dial 9
3, Dial 9
4, Dial 9
5, Ask for the police

:lol::lol:

Dominic :ban:

 

[mikebidd]

Iv rung my local bank who want mee too go down tomorow with the copy off the check at 9.30 in the morning. Ill let you know how it goes from there.

 

[Deleted member 9966]

Iv rung my local bank who want mee too go down tomorow with the copy off the check at 9.30 in the morning. Ill let you know how it goes from there.

ok. And if they can't do anything after that, will you go straight to your local police station and report it?