Banking advice. I thought this was a wind up.

[kilty55]

,good start mike....take the cheque to the bank and see 1st of all what they have to say,im sure the manager there will take care of the situation and advise you

 

[Saltire69]

I would phone your mum Mike. Tell her you know about the cheque and your coming to collect it or the cash. That way you'll get your cash quicker.

 

[doug boardley]

bank, police, mother. In that order for me. Jeez you're having some run of bad luck fella:mad2:

 

[White Room]

I'd make a copy of the cheque and take the origanal and copy with you

 

[user123]

Blinking heck, Mike, with that history, NO wonder you feel a little lack of confidence sometimes!! This is definitely going to change right now, you hear me? Time to stick up for yourself and get what's yours, use your head with a little help from TF, and take the advice above. Good luck, go make it happen, we're behind you all the way.

 

[Scott]

Do NOT let them have the copy of the cheque, let them look at it but make sure you get it back!

Toughen up dude and get whats yours, that includes the money from that last customer

 

[hillhead]

Come on Mike,time to stand up strong.

 

[Rob Z]

Mike,

There have been many good suggestions made here, and starting with the bank tomorrow will be a step in the right direction.

As has been said, DO NOT allow the original document to get out of your sight. You might very well have to go to the police, and you need to have the original to show them. The bank might or might not act in your best interest. They will, however, act in THEIR best interest at all times. You are a babe in the woods compared to them, so do not accept all that they say until you seek your own counsel (either the police or an attorney or both). The bank might tell you that they have to have that document in order to do their investigation or whatever, but a copy is sufficient to get them started. Remember, if this becomes a criminal investigation then it's for the police to decide what they need for evidence and whatever the bank needs to do is subordinate to the actions of the police. DO NOT give them the original document.


In preparation for going to the police or meeting with an investigator at the bank, I suggest that you sit down and write out the entire timeline of what occured in your family, going back to when your grandparents were alive. State the facts as you know them and avoid making any statements of opinion.

Get someone you trust to proofread it and help you to get it organized, concise and well-written. This will help you to convey the facts as you know them to the police and/or bank investigator and will also help you to recall all that you can, rather than waiting until you are sitting down at a desk during an interview and stumbling to remember dates and other important facts. An organized timeline will also help the investigator because it gives them a lot more to start with.

 

[diamondtiling]

Great advice Rob, very well explained.

 

[user123]

Fantastic Rob, really good.

 

[Dan]

Thanks rob, great advice.

 

[mikebidd]

Iv just been in too bank and they copied check and faxed it off (i still have original one)

The lady said she couldnt tell me anything as confidentiallity. BUT she did answer my questions in a round about way. like it might not have shown as 4500 in her account as she MAY have put it in with a lot off other checks totterling a hugher amonunt.
She then told me to give the investigations a ring to confirm everything. Which i just have and theyve said they cant discucc anything at all with me not even for me too give them my contact details......
rob thats sound advice thank you for taking time. And thanks too everyone else

 

[mikethetile]

they are taking this seriously Mike , which is a good sign, the bank wont hesitate in involving the police if theres been a fraud and its likely they will pay you and recover the money from whoevers account its in

 

[Deleted member 9966]

I still think you should ring the police and ask their advice on the matter. they will be able to at least tell you whether a crime has been committed and whether you should be reporting it.

 

[Deleted member 9966]

I found this via the Citizens Advice Bureau website

https://www.askthe.police.uk/content/Q680.htm