Or you could check out where the pipes go first by pulling up the odd board near radiators etc, then set your circular saw to 15mm and if you think there is a pipe in that area bend the partly cut floorboard up, have a look and if no pipe re-set your blade to 19mm and cut away, simples! If there is a pipe there use your multitool to carefully chop the 3mm of floorboard left around it