its like anything really,if its my fault and it obvious then no problem at all.
but say ive rendered a house and water penetrates behind it,from a leak in the roof or soffits ect ect and it blows from frost,is that my fault,should i re do for nowt? or render cracks at a stress point,corner of window for example,is that my fault,same with plastering a wall,houses move a lot ?
some customers will try owt,i even had one say i had to re board and skim a ceiling cos the roof had leaked.
A floor debonds from water impregnation(its a bugger is water,can get up a ducks *** you know)is that my fault ?
i tell thee what,if we could get away with what insurance company's get away with,we would all be laughing