personal car insurance

[The D]

Thought that was your wife's car Deano the way you were driving it to Tamworth!! 

hahahahahahahaha was it Tamworth or Telford i forget LOL

 

[Stef]

Ash, it took me years to get my insurance down to a decent price, you've just got to grin & bear it I'm afraid..

 

[Stef]

hahahahahahahaha was it Tamworth or Telford i forget LOL

I wasn't sure myself, I was only the co pilot..

 

[Deleted member 9966]

thanks guys, looks like il have to go and buy a merc to get a decent price lol, il see what that ones saying in the morning Geoff cheers... I have tried changing all the info and expenses etc nothing seems to help lol.

Might it be the fact that your corsa is an old knacker and therefore more costly to insure because they'll probably write it off if you get in accident?

 

[Mr Tiler]

I wouldn't go as far to say its an old knacker, now if you was onabout my first corsa that was understandable as it had completely corroded by 12 months lol. but nah it isn't due to that because ive looked at buying a new car and tested it on the compare sites and it just gets higher and higher

 

[Deleted member 9966]

Must be all those skeletons in your closet then Ash. The insurance companies must be able to see them

 

[TJ Smiler]

Hi Ash, tell them you want to strip the extra's down ie; you don't want all the useless rubbish like windscreen cover or 'free' breakdown recovery (you can source this yourself much cheaper). At the end of a quote the insurance people will read you a great long list of what your insurance covers, tell them you don't want any of it and that you just want to legally get on the road....... Offer to pay a higher excess premium in the event of a crash, sometimes the higher your excess the cheaper your premium and if your van aint worth a load then if you was to have a crash you would probably scrap it anyway (although if you have a new van or it's worth a few quid then keep the excess low)

Shop around for a small independent broker, they are much more likely to help you out. Also ask if you could get a discount if you got your tools insured via them at the same time as well as personal insurance against injury, sometimes paying out for them things can actually bring your premium down. Try anything, haggle haggle haggle mate

 

[TJ Smiler]

Oh yeah..... Terms and conditions only apply to those who read them lol