Banking advice. I thought this was a wind up.

[mikebidd]

Right since my last update iv been on too te bank who have been saying its going to an advisor will take 5 days all the time, EVEN though it hasnt. And then they cant talk too me about it due to confidentionality.

So today after a particuly heated arguement with the misses about being skint i rang them and told them they have till the end off the day too get things rolling else i will contact the police. I will also print a 1000 leaflets with exactly what nationwide have done and hand them out at a local branch.

So thats what ill be doing.

Quick question will i be breaking any laws handing out leaflets outside a branch?

 

[Mike]

you may well be, it's a touchy subject libel. i'd just go straight to the police or if you you're not ready for that extreme go to the c.a.b. you'd be surprised how much clout they have. good luck

 

[user123]

Right since my last update iv been on too te bank who have been saying its going to an advisor will take 5 days all the time, EVEN though it hasnt. And then they cant talk too me about it due to confidentionality.

So today after a particuly heated arguement with the misses about being skint i rang them and told them they have till the end off the day too get things rolling else i will contact the police. I will also print a 1000 leaflets with exactly what nationwide have done and hand them out at a local branch.

So thats what ill be doing.

Quick question will i be breaking any laws handing out leaflets outside a branch?

Oh, Mike,

I don't know about your legal position with that, but I do know that losing your cool is not the way to go and will not help your case. Anyhow, prinint leaflets costs money, and will only backfire.
So.... softly softly catchy monkey.... go in and apologize and make yourself likeable, you need people liking you to be on your side, not be a thread and a nuisance in their working day, wether you are right or not is not the issue, but to get things done is your favour is.

Go in and explain that you have been under severe stress, tell that staff member you realize it is not their personal fault but it needs to be sorted for everyone's peace of mind, but that you WILL go to the police if things are not moving as they should. Then say something nice again, to finish off on a strong but friendly note. And then leave, calmly, no weird swaggering body language. Really. Use your head, not your temper. You want the person you talked to be able to say to her boss, "You know that nutter who came in before all threatening and all? Well, he came back, you know he's alright, he explained he's under pressure and apologized to me, was really nice about it, that must have taken some guts, let's sort this out for the guy, eh?"

Again, good luck!

 

[mikethetile]

very wise advice Gisela

 

[Dan]

Right since my last update iv been on too te bank who have been saying its going to an advisor will take 5 days all the time, EVEN though it hasnt. And then they cant talk too me about it due to confidentionality.

So today after a particuly heated arguement with the misses about being skint i rang them and told them they have till the end off the day too get things rolling else i will contact the police. I will also print a 1000 leaflets with exactly what nationwide have done and hand them out at a local branch.

So thats what ill be doing.

Quick question will i be breaking any laws handing out leaflets outside a branch?

DO ring the police and get a crime reference number and ask if somebody can come out to take notes about what's happened so far.

DON'T try to annoy banks, they're just too big for average Joe. I'd simply call the police now and get the ball rolling. It doesn't matter who's to blame really, but it does matter how you get your money back, and I can only see going down the police route working if the banks aren't being helpful.

 

[Dan]

You could also call a couple of local solicitors about this. They give you an hours free consultation most of the time. So you'd explain to them everything you know, and they'd advise you about the best legal route to take to get this money back. What you have on your side is the copy of the cheque in your name (if I remember rightly?). I'm sure with that they can contact the bank who will get the money back. Only take action via solicitors if it's no-win no-fee as they get their solicitor fee's back off the other side. Who will loose the case.

 

[mikebidd]

:hurray::hurray::hurray::hurray::hurray::hurray::hurray::hurray::hurray:

Job done. I spoke to the same lass who was lovely and even agreed it was stipid that she couldnt tell me much but she would try her hardest too sort it.

She rang my mother same day and then rung me back apparently she had "accidently" put it in with her own checks and it had been cashed.

The advisor o the phone said that because off this it wasnt classed as fraud and the local branches Error instead.
She said in a hushed voice that she would be ringing the bank and i should ring in 10 mins or so, She also told me some things to write down like the chief executives postal address and that told me if they gave me any excuses to tell the i would be contacting him.

So i rang today and in short will be getting my Money by wednesday So job done and a good result thank you for all your advice

 

[mikethetile]

time you had some luck mike

 

[Pebbs]

Mike
I was following this and looking for the updates, Im so pleased its finally sorted out for you. We didnt want to see you arrested outside the bank for causing a public distrubance!

Pebbs

 

[Scott]

Well done Mike

 

[user123]

Brilliant!!! R-E-S-U-L-T !!!! Well done, Mike, I'm really really pleased for you :hurray:

 

[suave]

:hurray::hurray::hurray:

 

[DHTiling]

..time for a :8:

 

[aph257]

:hurray:
got there in the end.

 

[diamondtiling]

Any chance of a loan? my eldest has left home but it seems to be costing me more now, £5000 will suffice.

:8::8: