D
Deleted member 9966
GGGGGRRRRRRRRR I'm soooooooooooooo annoyed now!
Our fixed rate mortgage term is due to end shortly, and our mortgage lender (NatWest/RBS) have right royally screwed us!
They won't let us have a tracker mortgage because our Loan To Value doesn't meet their criteria unless we get our house revalued at our expense (£257!).
Having only ever had a mortgage with these people for 7 years, we're now stuck between a rock and a hard place. Lots of mortgage lenders are not taking on new business and if they are, the customers have to pay extortionate fees to get the new mortgage set up.
Since the credit crunch, there is no longer any discretion or loyalty. Just rules rules and more rules.
Having never missed a mortgage payment, and my marriage almost going down the pan because my husband cannot stop worrying about missing a payment, I feel well and truly conned. back in 2003 banks were falling over themselves to give people mortgages and didn't care whether the loans could be paid back. now I'm 30, with a decent house, decent job and looking to start a family, and all I'm getting is hassle and being told to cough up more dough to a failing bank. yet I can't take my business elsewhere cos nobody wants it :mad2: what a crock :mad2:
:rant:
Our fixed rate mortgage term is due to end shortly, and our mortgage lender (NatWest/RBS) have right royally screwed us!
They won't let us have a tracker mortgage because our Loan To Value doesn't meet their criteria unless we get our house revalued at our expense (£257!).
Having only ever had a mortgage with these people for 7 years, we're now stuck between a rock and a hard place. Lots of mortgage lenders are not taking on new business and if they are, the customers have to pay extortionate fees to get the new mortgage set up.
Since the credit crunch, there is no longer any discretion or loyalty. Just rules rules and more rules.
Having never missed a mortgage payment, and my marriage almost going down the pan because my husband cannot stop worrying about missing a payment, I feel well and truly conned. back in 2003 banks were falling over themselves to give people mortgages and didn't care whether the loans could be paid back. now I'm 30, with a decent house, decent job and looking to start a family, and all I'm getting is hassle and being told to cough up more dough to a failing bank. yet I can't take my business elsewhere cos nobody wants it :mad2: what a crock :mad2:
:rant: