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Idimagine theres vat on top of the £239 a month which beefs up the payments.The hire purchase quote i had for a trend 125 lwb 3.1 was £5000 deposit then 48 x £288 and a balloon of £6000.It does sound a lot but the van should be worth £8000 ish after the 4 years is up and i shouldnt be giving any hard earned cash to mr taxman whilst paying for it:smilewinkgrin: