Business startup

[mattle40]

I think I have to reassess my approach,

The general opinion seems to be to buy a smaller van 1-3 years old from a dealer.
And if I get finance on this it will be a lower payment per month and I can pay the insurance as a lump.

 

[Ian]

I did my first couple of years with an Astra van and it did its job. If I was to give you one piece of advice, it would be to get a smaller van with a higher roof and a side sliding door, I found that the Astra had a lot of dead space behind the seats as it wasn't really accessible or I had to empty the whole van to get to anything that was stored there. I'd say a transit connect is the perfect smaller van.


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[mattle40]

Cheers bri, fair point as I had thought about an Astra.

 

[hillhead]

I bought my trafic four and a half years ago, great size van but loaded all the time !!
Plus the amount of marble slabs etc i'v carried lately is madness :incazzato:
If i change anytime soon i'd consider a caddy...

 

[jwatson]

when buying a used van use this to aid your buying desision. every vechicle since 2005 has had its mot's logged with direct.gov you can check if milage advertised is correct, if it has failed mot and thus what work must have been done to get a passed, it wont make the desision for u but another tool to help. Leaving Facebook... | Facebook

 

[jwatson]

when buying a used van use this to aid your buying desision. every vechicle since 2005 has had its mot's logged with direct.gov you can check if milage advertised is correct, if it has failed mot and thus what work must have been done to get a passed, it wont make the desision for u but another tool to help. Leaving Facebook... | Facebook

check the car/van u have at the moment is is interesting to see what history it has

 

[bobbynz]

I'm not sure what you would pay for a lease over there but I leased a vehicle for 3 years all serviced at a good rate. Just another thought for you. If you can afford it you will get a brand new vehicle every 3 - 5 years with problem free motoring.
If its available anywhere, some lease comp. lease to buy vehicles that have been returned after a previous lease at a really good rate. Not new but well serviced with service history, and you get to keep the vehicle when the contract is done.
If you are not sure what to look for , always ask for a service history, go for low kms and dont worry about the body as long as there is no rust, check how many owners and look at the gap between the last 2 or 3 owners. If there is a small gap and they are not dealers, you can bet your bottom dollar that theres something wrong.
the other thing, you should really try to spread your payments for anything over the space of the financial year. Try to keep a good cashflow going and dont forget whatever you spend will be tax deductible so keep that in mind. Also if this is your first year self employed and if its like it is here you wont need to pay tax until the following year. this will free up some cash during your first year. But dont forget to pay it back asap. and lastly, make sure you have your book keeping up to date, that way you will know exactly where you are financially at all times. Very Important.
I hope all goes well for you