Credit Cards Anyone???

[Tiler Blackpool]

any follow ups to this thinking of getting one

I got one in the end. advertised that I took credit card....and not a single person showed any interest in paying by card at all!...so far

 

[Bubblecraft]

I get quite a few card payments still. I have it advertised on my website, Facebook, van etc. Still a great piece of kit

 

[newlineuk]

have a look at www.payatrader.co.uk

 

[Bubblecraft]

That terminal has additional fees every week for the SIM card - £1.50 (£78 per year). £99 for the device but will go up to £199 or you can hire it for £50 deposit + £3 per week. You have a maximum transaction amount per week depending how many transactions you have. Transaction fees are much the same though.

I prefer Worldpay & iZettle. One off payment for device. Pairs with phone so no additional sim charges. It's good if you don't use it very often. You can also take up to £25k per day on the device.

 

[Time's Ran Out]

Just tell them the day before that you will be finished so could they make sure they have your payment ready on completion!

 

[Martino]

I think its a great idea and its what will 100% happen in the future. i believe cash money wont exist we will all just have digits on devices..i would personally think about moving this way in the future because its just another way a customer COULD pay you

 

[prceramics]

Do you charge the customer the fee or do you take a hit on the Transaction ?

 

[Bubblecraft]

I take the hit on it Paul. £27.50 for every £1k if its a credit card. Debit card is only 75p per transaction (Worldpay)

Think of it this way.

If its a cheque, time away from job to put cheque in bank, fuel costs to & from, 5 days to clear & hope it doesn't bounce.

If its BACS, some customers you got to chase for payment even though they say "I'll do it tonight"

 

[prceramics]

whats the best one was looking at the izettle its about £100 notes for the chip and pin reader

 

[Bubblecraft]

Tbh, Worldpay mate. I've got both & that's what I prefer. It's in the bank quicker. Here's the pro's & cons.

Worldpay:

Cards Accepted: Visa, MasterCard & Maestro only.
Amounts accepted: Up to £25k per year capped. Upgrade after.
Amounts per card/transaction: £5k Default (Can be raised after account review).
Cleared: In bank account within 4 banking days.
Charge: 2.95% Credit, 75p Debit
Cost of unit: £59.99 (Introductory offer of £29.99 has finished)

iZettle: (Business)

Cards Accepted: Visa, MasterCard, Maestro, V Pay & Electron (Diners accepted via chip & sign reader)
Amounts accepted: Up to £25k per day! No cap.
Amounts per card/transaction: £10k per card & transaction.
Cleared: In bank account within 7 banking days.
Charge: 2.75% for all supported cards.
Cost of unit:£58.80 (Introductory offer. No date when it will end)

 

[prceramics]

cheers gus will get ordering it

 

[Bubblecraft]

One off payment mate. Well worth it. Even if its only for a few payments a year.

You know the customers that may delay payment & at the end they pull out the cheque book. I just say "Sorry but I only accept cheques for payments higher than £10k or if payment exceeds your card limit. What card would you like to pay with?"

 

[Bubblecraft]

This is what I have on my website regarding cards - Broken Link Removed

And the small print -
Terms and Conditions - http://www.coupleatools.com/terms

And on the van -

 

[prceramics]

cheers for the help mate just ordered the world pay one

 

[Bubblecraft]

The thing I like the most with Worldpay device is this (though its cheesy, lol)

iZettle just says "insert card"

Here's the 2 devices. Both are identical, made by Miura Systems. Just different software