LOL ! thanks Dan ... think I will like this Pub !!
Thanks for that Alan,
I spoke with my Liability Insurance which is AXA via Gothic Insurance brokers. Also DAS via my home and contents policy. Whilst they did give me advice and positive conversation. They did not confirm if either of my policy/s would cover this ?.....
I have third party Liability insurance with my business.... which has been the same since day one of me starting the business Dec 2006.
To cover me for accidental damage in customers homes, cover of indemnity £1000,000
I was under the impression this is all I would need for my business ... in the event of me having an accident and causing damage ...(non to date)
As I stand by my work quality I would never have envisaged this situation.
The DAS advisor asked me if I had legal expenses cover .....
I guess this is something I have not included in my AXA liability policy ?
I am a little confused and albeit perhaps nieave here ..If I had insurance that covered what I am seeing as the problem (What lies behind the plaster boarded wall done before my arrival ....and a heavy handed radiator installation done after my departure)....... and the plumber expects me to claim on it as a tiling issue ..... ?.That's not including the bath sinking ....
I cant see other than I would apparently have insurance to cover my customers against "dodgy work" ...someone elses dodgy work ?..... who I may happen to work adjacent on a job with.
Their work that my work has gone over ....as its impossible to see behind the plasterboard they had put on and impossible to stand over someone drilling into my tiling afterwards....
pics
After the problem arose and I was contacted I referred to my before / after pics.... I have blown up this second pic and can see no actual fixings holding this frame in place .....Crikey !! and have come to the conclusion that perhaps the pipe work was aiding rigidity when I boarded the front of it. .......hence it never moved.
Valve slot was at the request of the plumber instead of three separate holes ...to help should a valve issue arise.
This is where they joined new studding / board to the existing wall to extend it ...yep showing normal screws used in their boarding..... and original D&D tiles some 30 years ago !!..... I boarded the "shower side" using drywall screws this illustrates two individuals work IMO... nothing moved during me doing this.
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The section was tanked .... I tank every single bathroom I do
The crack in my tiling has appeared on this vertical plaster board to existing wall join.
My feeling having now looked at the pics again and again is ...that this frame is not actually totally secure ... and after fixing the shower screen through tiling close but not onto this end stud ..... the weight in conjunction to use of the screen has "flexed / moved" this frame sufficient to cause this crack ... it wouldn't take much.
There was certainly no crack when I left for the plumber to make their final installation of the new suite.
To try and simulate the problem .....If a car was taken into a body shop already primed to spray from elsewhere.....and all looked right to the guy who was finish spraying it ...and it was sprayed accordingly and correctly.....and then rust popped through two months later.
Who would be approached ....the finisher ? ... or the guy who prepped it under the primer and primed it ?
If this makes sense ??
I will hold that contact for Neil and will be giving him a call. Thanks again Alan.
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Sorry for the very long post .... its already grinding on me.