The other week asked for a deposit for the very first time since I started tiling,the bloke hit the roof ,needless to say did not get the job.
I really dont see why you should not be asking for a deposit.
you are another old school and maybe that is the way you started out and have just carried on in thius way from habit.
i would say that if the client wont pay a deposit i would be worried about working for him .
I always ask for a material deposit but it does depend on how well i know my client as to when i ask for it.
if they are long established customers i will ask for full material deposit when i start . if i have not had a long established relationaship then i ask for deposit to secure my company to do work.
Reason i do this is because twice now about 8 years ago i was booked by a builder and on both occasions I turned up at site week in advance to check they would be ready and the stonework was already underway.
they would never have done this if a deposit had been paid. in one of those instances i even had a written order from contractor and he just laughed when i said i would pursue him in court.
Materials nowasadays are much more expensive than before with all the sub floor prep stuff as well and we should not be expected to shoulder the cost and act as a credit facility regardless of whether we have a 60 day account.