A bad day with the bank

[paul damian]

wife rings me at work, which she never does unless there is an emergency, paul have you been withdrawing money from the bank "not checkin on you but a lot of money has gone missing from the account" she says. long and short of it someone has hacked into our account 700 quid gone, Mad is an understatement i was ready to be tied. The names of the 4 separate transactions made from our account seems to be lodged through other banks. Maybe the old boy that keeps it under the mattress has more sense. Heres hopeing it doesnt happen to anyone else.

 

[kilty55]

ooya,sorry to hear this paul

whats the situation does the bank have to reimburse you? as its there security thats been breached?

 

[paul damian]

have to go into bank in the morning kilty, sign a load of forms , its maddning that somebody can just access your account like that.

 

[mikethetile]

theres a lot of it about Paul, the bank will investigate it for you

fraudsters dont need very much info about you to find the rest of the required info to dip into your account

 

[SandyFloor]

Had a similar thing happen a couple of years ago when a debit appeared on my statement for £187.00 from a London shoe shop. Went into bank ( Natwest for that account) and it went to their fraud dept. Anyway I got it back a few weeks later though I never got an explanation. Always worth checking the statements.

 

[paul damian]

mike what happens if its internal, money was taken out of my account and lodged into or through other banks. also glad to know i was paying somebody,s Emobile phone bill. its good to talk but not when iam paying for it. yep still mad.

 

[hillhead]

Thats rough Paul, money is tight enough lately without this happening too

 

[paul damian]

you right hillhead , wife giving you gbh of the earholes isnt great either.

 

[Scott]

I had my card cloned and they tried to take money in America and Australia as they dont use chip and pin.

On a different note, i had unauthourised use on my Magnet trade account today, £40 worth of stuff that i didnt buy. In fact i have never used the account!

 

[Dan]

You will get the money back mate if it's been taken without your permission, you can bet on that.

Make sure you're shredding all your old bank statements and bills or anything you throw away. You can grab a shredder for around 15-20 quid that can do a few sheets at a time so it's not too time consuming. Nothing goes in our bin paper-work wise unless it's shredded.

That's a biggy with these identity thieves.

There was a thing on watchdog about this the other week.

 

[paul damian]

is there such a thing as a secure bank these days?

 

[White Room]

You will get the money back mate if it's been taken without your permission, you can bet on that.

Make sure you're shredding all your old bank statements and bills or anything you throw away. You can grab a shredder for around 15-20 quid that can do a few sheets at a time so it's not too time consuming. Nothing goes in our bin paper-work wise unless it's shredded.

That's a biggy with these identity thieves.

There was a thing on watchdog about this the other week.

Same as, nothing goes out without being shredded

 

[faithhealer]

My cards been used twice, first time was an Asda home delivery for a tv???? 2nd time wifey thought i was surprising her wth two tickets to barcelona!!! wrong!!

 

[Daz]

I had a massive dust up with my ex-bank approx 18 months ago. I had £10k go missing that had been paid in via a cash deposit box thingy and when I questioned it, the bank claimed that they had never received the payment. This went on for over 2 weeks and when I threatened to take it past the Regional Director the payment suddenly showed up "down the back of an employees desk".

I got my money back, then closed the account with a letter to the MD.

Always check your bank statements, there are more corrupt bank workers than fraudsters, IMO.

 

[chrisroe]

my mom and dad had 10 k taken out of their account one day i still think that my dad had replyed to an e mail to update his security numbers but he never admitted it Mom then warned me to watch out my reply " My son has got more money in his piggybank than ive got in my accounts so they wont get far "

also on a possitive note i tryed to use my debit card in a cashpoint in crete and within minutes my mobile rang and it was the bank checking to see if it was me